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Chapter 7
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Chapter 7

South Florida Attorney Handling Chapter 7 Bankruptcy

Chapter 7 bankruptcy is sometimes referred to as “debt discharge” bankruptcy. This means that when your Chapter 7 bankruptcy is completed, you will no longer be responsible for repaying many debts that you already know you cannot pay back. By contrast, Chapter 13 bankruptcy is known as “debt restructuring” bankruptcy, because debts are paid back under a repayment plan. The Law Offices of Maite L. Diaz, P.A. offers free consultations to help you determine if bankruptcy is the best solution to your debt situation and if bankruptcy is the best alternative, help you determine what type of bankruptcy to file.

How and Why Did You Fall Into Debt That You Cannot Repay?

You may have fallen into overwhelming debt for any number of reasons including:

  • Job loss or other decrease in income
  • Failed Businesses
  • Medical expenses
  • Divorce
  • Mortgage troubles
  • Home repair troubles
  • Overextension of unsecured debt by creditors
  • Overuse of credit cards

Whatever the reason, dwelling on the causes of your debt or ignoring the situation will not make it go away. Call or e-mail a Florida bankruptcy lawyer at the Law Offices of Maite L. Diaz, P.A., to schedule a free initial consultation about Chapter 7 bankruptcy. Se habla Español.

Debt Doesn't Have to Stop You From Having a Successful Future

If you are unable to repay your debts through a reasonable payment schedule, the reason for your financial troubles is less important now than finding a reasonable, speedy way out. Bankruptcy laws provide a path forward for people who qualify under Chapter 7 to start fresh and begin the process of rebuilding their lives. Most people considering bankruptcy still qualify for this type of bankruptcy. If all goes well, Chapter 7 debtors may be discharged in as little as four months from the date of filing and are often still able to keep assets like their homes, cars, retirement savings, and personal property.

Law Offices of Maite L. Diaz, P.A., is a Florida real estate law firm that focuses on clients and their needs. We take the time to listen, to educate and to watch out for our clients' rights in Chapter 7 bankruptcy.

Borrower's who qualify for Chapter 7 bankruptcy can wipe away the majority of their unsecured debt including:

  • Credit Card Bills
  • Medical Bills
  • Collections Accounts
  • Personal Loans
  • Remnant Debt from surrendered vehicles and properties

Remember that Chapter 7 wipes away unsecured debt, but does not eliminate certain debts, including, most taxes, student loans, child support, judgments in negligence lawsuits.Learn about how to prepare for Chapter 7 bankruptcy, how to file and how to rebuild credit after bankruptcy. To discuss your legal rights in Chapter 7 bankruptcy and what you can keep when you file bankruptcy, contact an attorney with experience and commitment to promoting clients' best interests.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.